Collections that reconcile
Recurring premium debits with retries, matched to the policy on the way in.
Payments infrastructure for insurance
Premium in. Claims out. Liquidity in view.
Payme moves money for insurers, brokers, agents and MGAs — and shows your float, settlements and payouts in real time, reconciled back to the policy they belong to.
Premium float · all operating accountsIllustrative
GH₵4,108,920
Available across 6 operating accounts
Claims batch pending approval
GH₵184,250
Ready to release
Premium collected today
+GH₵280,550
12 policies settled
Reconciled to the policy
Every collection and payout carries your policy, claim or commission reference.
Mobile money and bank
Collect and disburse across mobile wallets and bank accounts in Ghana.
Audited and controlled
Bulk payouts move through submit, approve and release — with a full activity trail.
One connected layer
Control every movement of insurance money.
Liquidity and settlement
See what has cleared, what is available and what needs attention — per account, in real time.
Payouts with approvals
Bulk claim and commission runs prepared, reviewed and released as a batch — never fired instantly.
Who it is for
One platform, four operating models.
Insurers
Collect premium on schedule, disburse claims the same day, and see float before you commit it.
Workflow detailsBrokers
Run commission payouts in bulk and track which premiums have actually cleared.
Workflow detailsAgents & MGAs
Collect from policyholders in the field and get settled on a predictable cycle.
Workflow detailsFintech partners
Embed collections, payouts and settlement through documented APIs and sandbox keys.
Workflow detailsAccess is reviewed before it is granted.
Payme is a B2B platform. Tell us about your organisation and we will set up your workspace after review.